The Oceanside Blog
Spring Mortgage Update: Have Millennials Caused a Surge in Home Prices?
Spring Mortgage Update: Have Millennials Caused a Surge in Home Prices? Well, if they have, it’s not their fault. According to a New York Times article from March 28th of this year, mortgage rates have been on a steady incline since Q4 of 2017, and growth...
As Refinance Rates Rise, Homeowners are More Motivated to Cash-Out
As Refinance Rates Rise, Homeowners are More Motivated to Cash-Out An article published by Investopedia on April 3, 2018 postulated that while rising mortgage rates were a deterrent for some homeowners looking to refinance, those seeking cash-out options...
Five Myths About Cash-Out Refinancing
Five Myths About Cash-Out Refinancing Cash out refinancing is a great option for many homeowners. Cash out, as opposed to traditional refinancing options, allows for greater flexibility in how you use your funds, so you can consolidate credit card,...
A Quick Guide to Cash Out Refinance
Using Your Cash Your Way: A Quick Guide to Cash Out Refinance When it comes to refinances, many feel like all the rules and restrictions of borrowing can be cumbersome. This is especially true for homeowners who find the perfect place, but it just needs a...
Who the Heck are Fannie and Freddie?
Who the Heck are Fannie and Freddie? A lot of talk has been circulating the news cycle lately about dropping stock market prices, HUD budget cuts, Fannie Mae and Freddie Mac needing a financial bailout, and other vaguely intimidating titles which can lead...
Top US Cities with Affordable Homes
Top US Cities with Affordable Homes Everyone would buy a home in Beverly Hills if they had the means. Unfortunately for most of us, that’s simply not the case. You’ll have to make tons of decisions when buying a home, but the biggest one is also the most...
Starting the Home Loan or Refinance Process
Starting the Home Loan or Refinance Process Whether you’re a first time home buyer or you’re ready to refinance your home, the process can be daunting. While lots of people dream about how many bedrooms they want or where they’d like to live, very few...
Mortgage Deductions Altered Under Trump Tax Plan
The Benefits of an FHA Loan There has been a lot of controversy surrounding the new tax bill and what it will mean for Americans. Whatever your beliefs, this new bill will come with certain changes to buying, selling, or simply making payments on your...
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Oceanside Mortgage Company is a private corporation. Oceanside Mortgage Company is not acting on behalf or at the direction of HUD/FHA/VA/USDA or the Federal Government. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. NMLS# 80015 Visit the Nationwide Mortgage Licensing System & Registry consumer access website for licensing information: www.nmlsconsumeraccess.org Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. Arizona Bankers License # BK-0940196
