Reduce Your Rate

A Streamline Refinance allows qualified borrowers with current FHA Home Loans to reduce the interest rate and/or term of their mortgage without an appraisal or re-verification of income. Our Streamline Refinance program offers lender paid closing costs and no added loan origination fees. 

• Reduce your interest rate
• Shorten your mortgage term
• Lender paid closing costs
• Appraisal not required

This process typically takes less than a month and can be completed by phone, email, online, or on our mobile app. Oceanside Mortgage Company is committed to making home ownership easier and more affordable. There is no application fee, or added charges for processing or underwriting.