Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Purchasing a Home
    • Resources for Realtors
    • Life Ring Program
    • Cash Out Refinance
    • Lower Your Rate
    • USDA Home Loans
    • Veterans Loans
    • Manufactured Home Loans
  • CLIENT PORTAL
    • Log In
    • Register
    • Quick Links
    • Financial Assistance
  • Contact
  • About Us
  • More
    • Home
    • Apply
    • Learn More
      • Purchasing a Home
      • Resources for Realtors
      • Life Ring Program
      • Cash Out Refinance
      • Lower Your Rate
      • USDA Home Loans
      • Veterans Loans
      • Manufactured Home Loans
    • CLIENT PORTAL
      • Log In
      • Register
      • Quick Links
      • Financial Assistance
    • Contact
    • About Us
Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Purchasing a Home
    • Resources for Realtors
    • Life Ring Program
    • Cash Out Refinance
    • Lower Your Rate
    • USDA Home Loans
    • Veterans Loans
    • Manufactured Home Loans
  • CLIENT PORTAL
    • Log In
    • Register
    • Quick Links
    • Financial Assistance
  • Contact
  • About Us

The Home Navigator Program

With our Home Navigator Program you can qualify for a home mortgage with a down payment of only 3.5%. We can build a fully custom mortgage experience just for you. 

Call Now: (800) 955-8965

You don't need perfect credit to own a home

You don't need perfect credit to own a home

You don't need perfect credit to own a home

With our Home Navigator Program you may qualify for a mortgage with a credit score of around 580. 

Buy a home with as little as 3.5% down

You don't need perfect credit to own a home

You don't need perfect credit to own a home

You don't need to put twenty percent down to buy a home. Our Home Navigator program uses government insured loans to offer a lower down payment.

Government insured loans have lower rates

You don't need perfect credit to own a home

Government insured loans have lower rates

Our staff are licensed to quote rates for FHA, VA, and USDA home mortgage products which often offer lower rates than conventional mortgages. 

Fully Customizable Home Mortgages

One size does not fit all.


Our experienced staff is licensed to quote FHA, VA, USDA, and Conventional mortgage products which enables Oceanside to build packages fully customized to meet the needs of each unique borrower. That means you can get the best possible rate without unnecessary lender fees.


We think it should be easier to get a home mortgage. 


We built an easy to use system so borrowers can complete the process by phone, email, text message, or on our website. Our Home Navigator program lets you buy a home with as little as 3.5% down, with a credit score of around 580. That enables us to help more people buy homes, faster and more efficiently. 


Let Us Guide You Home.

Ready to Apply?

Begin the process of applying for a home mortgage. 

Get Started

Oceanside  Mortgage Company (nmls id# 80015) is a private corporation. Oceanside  Mortgage Company is not acting on behalf or at the direction of  hud/fha/va/usda or the federal government.  This is not a commitment to  engage in a loan transaction. All loan products and loan amounts may not  be available in your area and are subject to credit and property  approval pursuant to agency and investor guidelines. Information, rates,  and programs are subject to change without notice. Other restrictions  and limitations may apply. By refinancing your existing loan, your total  finance charges may be higher over the life of the loan. Oceanside  Mortgage Company is an equal opportunity housing lender. You can find  additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org 

  • Home
  • Apply
  • Contact
  • About Us
  • Licensing Information
  • Privacy Policy
  • Terms of Use
  • Careers

For More Information Call: (800) 955-8965

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept