Top US Cities with Affordable Homes

Everyone would buy a home in Beverly Hills if they had the means. Unfortunately for most of us, that’s simply not the case. You’ll have to make tons of decisions when buying a home, but the biggest one is also the most obvious: where do you want to live? This week, we’re uncovering some of the best places to live in the United States without shelling out millions for a house in the hills. Check out the list below to find your perfect neighborhood at the perfect price point!

Safest City

Contrary to what the news would have you believe, America is largely a safe place for its citizens. However, certain cities do have higher rates of crime than others. When researching the safest city for you and your family, we found multiple sources which rated Naperville, Illinois as the safest place in America to buy a home. The city’s residents boast a crime rate well below the national average and low unemployment. Between Naperville’s small town charm and it’s close proximity to the Windy City (just under an hour’s drive!), you’ll never run out of activities!

Happiest City in America

National Geographic teamed up with Dan Witters, a senior scientist at Gallup, to conduct a study measuring expressions of happiness in communities around the United States. According to their metrics, the happy campers of Boulder, CO topped their list as the city with the sunniest disposition. The study took into account factors such as healthy eating and financial security to determine their results. Maybe it’s the fresh mountain air, but the people of Boulder seem to be all smiles!

Best City to Raise Kids

Many people buy new homes or refinance mortgages to add space for new family members. If you’re buying a new home to raise children, the best city to get one is most likely going to be in the state of Massachusetts according to a new study by WalletHub. They took into account multiple factors under what they call their five “key dimensions”: Family Fun, Health & Safety, Education & Childcare, Affordability, and Socio-economics. Massachusetts received their highest average score, while New Mexico earned the bottom spot.

Most Dog Friendly City

Not everyone wants or has children. According to a number of articles, including this one from NBC, many millennials actually cite dog ownership as one of the driving forces for purchasing a home. They desire a larger yard and more open space to ensure their pooch gets the royal treatment they deserve. One of the top cities in the US for dog owners which still has a mortgage rate below the national average is Colorado Springs! Surrounded by beautiful mountains, national parks, and plenty of other outdoor activities, this city is full of other full-time dog parents to make you feel right at home.

Which one of these cities speaks to you? No matter what your deciding factor is when choosing to buy or refinance your home, the experts at Oceanside Mortgage are here to help!