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With interest rates at unprecedented lows, there is no time like the present to invest in a new home, refinance your current home, or consolidate your debt. We offer a no closing cost option on most of our loans. Our expert loan specialists offer a complimentary loan analysis are ready and waiting to walk you through your home loan process so you can breathe easy.
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Since 1996, Oceanside Mortgage Company has built our reputation on honesty, trust, and commitment to ethical lending practices and low mortgage rates to provide you with the best lending experience. We are a direct FHA, VA and conventional mortgage lender licensed in 46 states. Being a direct lender means we have full control of the loan process, meaning you don’t have to jump through the hoops created by middle men who underwrite loans or create extra guidelines. By eliminating unnecessary extra steps, our rates stay lower than the competition.

We are one of the top FHA streamline and VA IRRRL refinance lenders in the country, but we also offer a wide array of other loan products. If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. Our competitively priced loans and knowledgeable team of specialists are here to make your loan buying process simple as possible.

We loved working with Oceanside Mortgage. Tim was who we worked with 1st class customer service. It only took 2 weeks from the 1st called to closing. The best part, NO DOWN PAYMENT! They were able to get us a better rate and lower our payment. I would recommend them to anyone! – Ariel Kimsey
Oceanside has been easy to work with from start to finish! Our agent Robert was knowledgeable and understanding throughout the process. He allowed us plenty of time to consider our options and I never felt pressured to do anything! I couldn’t be happier with my experience or my new mortgage payment! – Denise Blanchfield
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Oceanside Mortgage Company has loan officers ready to assist you 24 hours per day, 7 days per week. As a Better Business Bureau accredited business with an A+ rating, you’re sure to get the help you need with Oceanside. Call us today at (800) 955-8965.

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Address 55 Main St.
Toms River, NJ 08753

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Oceanside Mortgage Company is a private corporation. Oceanside Mortgage Company is not acting on behalf or at the direction of HUD/FHA/VA/USDA or the Federal Government. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. NMLS# 80015 Visit the Nationwide Mortgage Licensing System & Registry consumer access website for licensing information: www.nmlsconsumeraccess.org Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. Arizona Bankers License # BK-0940196