Since 1996, Oceanside Mortgage Company has built our reputation on honesty, trust, and commitment to ethical lending practices and low mortgage rates to provide you with the best lending experience. We are a direct FHA, VA and conventional mortgage lender licensed in 46 states. Being a direct lender means we have full control of the loan process, meaning you don’t have to jump through the hoops created by middle men who underwrite loans or create extra guidelines. By eliminating unnecessary extra steps, our rates stay lower than the competition.

We are one of the top FHA streamline and VA IRRRL refinance lenders in the country, but we also offer a wide array of other loan products. If you are looking to refinance, we have several options to choose from, such as FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, USDA Streamline, Conventional, or HARP loans. Our competitively priced loans and knowledgeable team of specialists are here to make your loan buying process simple as possible.