A Streamline Refinance allows qualified borrowers with current FHA Home Loans to reduce the interest rate and/or term of their mortgage without an appraisal or re-verification of income. Our Streamline Refinance program offers lender paid closing costs and no added loan origination fees.
This process typically takes less than a month and can be completed by phone or using our secure online application portal. Oceanside Mortgage Company is committed to making home ownership easier and more affordable so there is no application fee, or added charges for processing or underwriting.
For all 'Streamline' Refinance programs servicing FHA, USDA, and VA home loans Oceanside pays your closing costs.
The VA IRRRL program allows you to reduce the interest rate and/or term of your loan. This program is only available to current VA Mortgage holders who have made at least 6 payments on their current mortgage.
If you have a USDA Home Loan and want to reduce your interest rate a USDA Streamline Assist Refinance lets you lower your rate without an appraisal or re-verification of income. If you have a history of on time payments you may be a good candidate.
Oceanside Mortgage Company
Oceanside Mortgage Company (nmls id# 80015) is a private corporation. Oceanside Mortgage Company is not acting on behalf or at the direction of hud/fha/va/usda or the federal government. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates, and programs are subject to change without notice. Other restrictions and limitations may apply. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Oceanside Mortgage Company is an equal opportunity housing lender. You can find additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org
Oceanside Mortgage Company is an Equal Housing Lender.