Oceanside Mortgage Company
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  • Learn More
    • Mortgage Navigator
    • Cash Out Refinance
    • Reduce Your Rate
    • Purchase a Home
    • About Us
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    • Pay Your Mortgage
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  • More
    • Home
    • Apply
    • Learn More
      • Mortgage Navigator
      • Cash Out Refinance
      • Reduce Your Rate
      • Purchase a Home
      • About Us
    • Sign In
      • Pay Your Mortgage
      • Quick Links
    • Contact
Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Mortgage Navigator
    • Cash Out Refinance
    • Reduce Your Rate
    • Purchase a Home
    • About Us
  • Sign In
    • Pay Your Mortgage
    • Quick Links
  • Contact

Home Mortgages Designed for You

One size does not fit all.


Our team is dedicated to crafting tailored home mortgage solutions that align with your needs and financial objectives. 


At Oceanside, we specialize in a comprehensive  range of mortgage products, including fixed-rate FHA, VA, USDA, and  Conventional options, all without any additional lender fees. This  commitment to transparent pricing can translate into substantial savings, potentially amounting to thousands of dollars in reduced mortgage costs.


We think it should be easier to get a home mortgage. 


We've developed a streamlined system that allows applicants to seamlessly complete the process through multiple convenient channels:  phone, email, text message, or our fully online platform. This approach allows us to assist you faster and more efficiently, which enables us to offer home mortgages at a lower overall cost. 


Let Us Guide You Home.

Ready to Apply?

Want to complete the process online? Our application portal allows you to apply, submit documents, and track your mortgages process. 


You can also download our mobile application for android or apple phones. Scan documents, use our custom mortgage calculators, and talk with our team directly from your smart phone. 

Apply Now

Making Home Ownership Easier and More Affordable

Buy a home with a 3.5% down payment

You don't need perfect credit to own a home

You don't need perfect credit to own a home

FHA home mortgages allow home buyers to put as little as 3.5% towards a down payment with a credit score of around 580.

You don't need perfect credit to own a home

You don't need perfect credit to own a home

You don't need perfect credit to own a home

Facilitating access to home ownership opportunities for individuals with lower credit scores is an important part of our mission.

Get Pre-Qualified in only a few minutes

You don't need perfect credit to own a home

Get Pre-Qualified in only a few minutes

Complete an online application or call us directly and our team will prepare you a fully customized home mortgage offer at no cost.

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Oceanside Mortgage Company

Oceanside  Mortgage Company (nmls id# 80015)  is a private corporation. Oceanside  Mortgage Company is not acting on behalf or at the direction of  hud/fha/va/usda or the federal government.  This is not a commitment to  engage in a loan transaction. All loan products and loan amounts may not  be available in your area and are subject to credit and property  approval pursuant to agency and investor guidelines. Information, rates,  and programs are subject to change without notice. Other restrictions  and limitations may apply. By refinancing your existing loan, your total  finance charges may be higher over the life of the loan. Oceanside  Mortgage Company is an equal opportunity housing lender. You can find  additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org 


 Oceanside Mortgage Company is an Equal Housing Lender.