Home Mortgages Designed for You
One size does not fit all.
Our team is dedicated to crafting tailored home mortgage solutions that align with your needs and financial objectives.
At Oceanside, we specialize in a comprehensive range of mortgage products, including fixed-rate FHA, VA, USDA, and Conventional options, all without any additional lender fees. This commitment to transparent pricing can translate into substantial savings, potentially amounting to thousands of dollars in reduced mortgage costs.
We think it should be easier to get a home mortgage.
We've developed a streamlined system that allows applicants to seamlessly complete the process through multiple convenient channels: phone, email, text message, or our fully online platform. This approach allows us to assist you faster and more efficiently, which enables us to offer home mortgages at a lower overall cost.
Let Us Guide You Home.
Ready to Apply?
Want to complete the process online? Our application portal allows you to apply, submit documents, and track your mortgages process.
You can also download our mobile application for android or apple phones. Scan documents, use our custom mortgage calculators, and talk with our team directly from your smart phone.
Making Home Ownership Easier and More Affordable
Buy a home with a 3.5% down payment
You don't need perfect credit to own a home
You don't need perfect credit to own a home
FHA home mortgages allow home buyers to put as little as 3.5% towards a down payment with a credit score of around 580.
You don't need perfect credit to own a home
You don't need perfect credit to own a home
You don't need perfect credit to own a home
Facilitating access to home ownership opportunities for individuals with lower credit scores is an important part of our mission.
Get Pre-Qualified in only a few minutes
You don't need perfect credit to own a home
Get Pre-Qualified in only a few minutes
Complete an online application or call us directly and our team will prepare you a fully customized home mortgage offer at no cost.
Apply Online in Minutes
For your convenience you can apply for a mortgage online, by phone or text message or by email correspondence. Our goal is to make your home ownership easier and more affordable.
Schedule A Home Mortgage Consultation
We offer personalized guidance tailored to your unique financial situation, guiding you through the mortgage process to ensure that you make well-informed decisions and secure the most favorable terms available. Relying on our expertise can not only save you valuable time and money but also relieve the stress associated with navigating the mortgage process.
The Best Rates and Customer Service for More Than 25 years
Oceanside Mortgage Company
Oceanside Mortgage Company (nmls id# 80015) is a private corporation. Oceanside Mortgage Company is not acting on behalf or at the direction of hud/fha/va/usda or the federal government. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates, and programs are subject to change without notice. Other restrictions and limitations may apply. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Oceanside Mortgage Company is an equal opportunity housing lender. You can find additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org
Oceanside Mortgage Company is an Equal Housing Lender.