Licensing Information

 Oceanside Mortgage Company Licensing Information

Oceanside Mortgage Company is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Oceanside Mortgage Company will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary and will be kept confidential.

Oceanside Mortgage Company is a licensed mortgage lender. Some states require specific licensing information, which is found below. 

You can also access all of the licensing information regarding Oceanside Mortgage Company and Oceanside Funding Corp. here: Oceanside Mortgage Company 

CORPORATE LICENSE

• Oceanside Mortgage Company License - NMLS ID# 80015.

STATE SPECIFIC LICENSING

• Alabama Consumer Credit License under NMLS ID# – 21567.
• Arizona Mortgage Banker License under NMLS ID# – 0940196. Licensed to do business as Oceanside Mortgage Company and Oceanside Funding Corp. 7137 E. Rancho Vista Drive, Suite# 805, Scottsdale, AZ 85251.
• Arkansas Mortgage Banker, Broker, and Servicer  License under NMLS ID – 106730. Oceanside Mortgage Company, 55 Main Street, Toms River, NJ 08753.
• California: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act under NMLS ID# - 4131189. Licensed to do business as Oceanside Mortgage Company and Oceanside Funding Corp. 
• Colorado Mortgage Company Registration and Regulated by the Division of Real Estate. 
• Connecticut Mortgage Lender License under NMLS ID# - ML-80015. Licensed to do business as Oceanside Mortgage Company and  Oceanside Funding Corp. 
• Delaware Licensed Lender under NMLS ID# - 020521. Oceanside Mortgage Company is licensed by the Delaware State Bank Commissioner to engage in business in this State. 
• Florida Mortgage Lender Servicer License under NMLS ID# - MLD1067.
• Georgia Mortgage License/Registration under NMLS ID#  - 23337. Licensed to do business under Oceanside Mortgage Company,  freddierefi.net, oceansidemortgage.net and yourfha.com, 55 Main Street,  Toms River, NJ 08753. 
• Idaho Mortgage Broker/Lender License under NMLS ID# -  MBL-8696. Licensed to do business as Oceanside Mortgage Company, Oceanside Mortgage, and yourfha.com. 
• Illinois Residential Mortgage License under NMLS ID#  - MB06760730. See additional disclosure below under “Additional State Specific Required Disclosures”. 
• Indiana Mortgage Lending License under the Department of Financial Institution with NMLS ID# - 18492.
• Iowa Mortgage Banker under NMLS ID# 2016-0101.
• Kansas Mortgage Company License under NMLS ID# -  MC.0025248.
• Kentucky Mortgage Company License under NMLS ID# - MC700533.
• Louisiana Residential Mortgage Lending License.
• Maine Supervised Lender License under NMLS ID# -  80015.
• Maryland Mortgage Lender License under NMLS ID# -  80015.
• Massachusetts Mortgage Lender License under NMLS ID#  - ML8015. 
• Michigan 1st Mortgage Broker/Lender/Servicer Registrant under NMLD ID# - FR0019321.
• Minnesota Residential Mortgage Originator License under NMLS ID# - MN-MO-80015, and Residential Mortgage Servicer License under NMLS ID# - MN-MS-80015.
• Mississippi Mortgage Lender License under NMLS ID#  80015. Oceanside Mortgage Company, 55 Main Street, Toms River, NJ 08753. Licensed by the Mississippi Department of Banking and Consumer Finance.
• Missouri Mortgage Company License under NMLS ID# - 80015-S.
• Montana Mortgage Lender License under NMLS ID# - 80015.
• Nebraska Mortgage Banker License. 
• New Hampshire Mortgage Banker License under NMLD ID#  - 21436-MB. Licensed to do business as Oceanside Mortgage Company and  Oceanside Mortgage Company, Inc. Licensed by the New Hampshire Banking      Department.
• New Jersey Residential Mortgage Lender License and  RMLA-Licensed Mortgage Servicer Registration under NMLS ID# - 9601362.  Licensed by the New Jersey Department of Banking & Insurance.
• New Mexico Mortgage Loan Company License. 
• New York Mortgage Banker License (NMLS ID# -  LMB 109247) and Exempt Mortgage Loan Servicer Registration (NMLS ID# - S001226), Licensed by the New York State Department of Financial Services. 
• North Carolina Mortgage Lender License under NMLS ID# - L-148415.
• North Dakota Money Broker License under NMLS ID# -  MB103086.
• Ohio Residential Mortgage Lending Act Certificate of Registration under NMLS ID# - RM 850002 000.
• Oklahoma Mortgage Lender License under NMLS ID# - ML010379. 
• Oregon Mortgage Lending License (NMLS ID# - ML-5329) and Mortgage Servicer License (NMLS ID# - MS-42). 
• Pennsylvania Mortgage Lender License (NMLS ID# - 21642) and Mortgage Servicer License (NMLS ID# - 67335). Licensed by the Pennsylvania Department of Banking and Securities.
• Rhode Island Lender License under NMLS ID# -  20173363LL. 
• South Carolina Mortgage Lender/Servicer License under  NMLS ID# - 80015. See additional disclosure below under “Additional State Specific Required Disclosures”. 
• South Dakota Mortgage Lender License under NMLS ID# - 80015.ML.
• Tennessee Mortgage License under NMLS ID# - 109293.
• Texas Mortgage Banker Registration and Residential Mortgage Loan Servicer Registration. See additional disclosure below under  “Additional State Specific Required Disclosures”. 
• Vermont Lender License under NMLS ID# - 6944.
• Virginia Mortgage Broker License and Lender License under NMLS ID# - MC-5241. Oceanside Mortgage Company is licensed by the Virginia State Corporation Commission. 
• Washington Consumer Loan Company License under NMLS ID# - CL-8015.
• West Virginia Mortgage Lender License under NMLS ID# - ML-35210.
• Wisconsin Mortgage Banker License under NMLS ID# - 80015BA.
• Wyoming Mortgage Lender/Broker License under NMLS ID# - 2941. 

Additional State Specific Required Disclosures

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. 

Illinois Department of Financial and Professional Regulations.
James R. Thompson Center
DFPR-Residential Mortgage Banking
100 W. Randolph, 9th Floor
Chicago, Illinois 60601
(844) 768-1713
License #: MB06760730

South Carolina Consumer Loans

Your Rights and Responsibilities brochure: https://dih4lvql8rjzt.cloudfront.net/cms/7d3ebf57-734f-4a75-8c5e-d0c15b5d1c23_sc-consumer-loans-your-rights-and-Responsibilities-brochure.pdf

Texas Complaints Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV.