Oceanside Mortgage Company
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    • Purchasing a Home
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    • Lower Your Rate
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    • Home
    • Apply
    • Learn More
      • Purchasing a Home
      • Resources for Realtors
      • Life Ring Program
      • Cash Out Refinance
      • Lower Your Rate
      • USDA Home Loans
      • Veterans Loans
      • Manufactured Home Loans
    • CLIENT PORTAL
      • Log In
      • Register
      • Quick Links
      • Financial Assistance
    • Contact
    • About Us
Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Purchasing a Home
    • Resources for Realtors
    • Life Ring Program
    • Cash Out Refinance
    • Lower Your Rate
    • USDA Home Loans
    • Veterans Loans
    • Manufactured Home Loans
  • CLIENT PORTAL
    • Log In
    • Register
    • Quick Links
    • Financial Assistance
  • Contact
  • About Us

Cash Out Refinance

Get cash at closing, repair your credit, and lower your monthly bills.

Call Now: (800) 955-8965

Benefits of a Cash-Out Refinance:


Has your home's value increased since you got your mortgage? You may qualify for a cash out refinance. This special lending program entitles you to:


  • Get cash at closing
  • Reduce monthly bills
  • Consolidate debts
  • Renovate or repair your home


Refinance before Values Drop


As the economy gets worse you may lose the opportunity to access this money. Property values hit all time highs in 2022, but rising interest rates mean that home prices may begin to drop. If that happens your unused equity may no longer be accessible.


Typical Requirements:


  • Around a 550 credit score.
  • Borrow up to 80% of your home's appraised value
  • A Debt-To-Income Ratio (DTI) Of Less Than 50%

Ready to Apply?


Our team of licensed professionals are ready to craft you a fully custom analysis of your mortgage and help build your long term financial plan. 

Get Started

Oceanside  Mortgage Company (nmls id# 80015) is a private corporation. Oceanside  Mortgage Company is not acting on behalf or at the direction of  hud/fha/va/usda or the federal government.  This is not a commitment to  engage in a loan transaction. All loan products and loan amounts may not  be available in your area and are subject to credit and property  approval pursuant to agency and investor guidelines. Information, rates,  and programs are subject to change without notice. Other restrictions  and limitations may apply. By refinancing your existing loan, your total  finance charges may be higher over the life of the loan. Oceanside  Mortgage Company is an equal opportunity housing lender. You can find  additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org 

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For More Information Call: (800) 955-8965

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