Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Mortgage Navigator
    • Cash Out Refinance
    • Reduce Your Rate
    • Purchase a Home
    • About Us
    • En Espanol
  • Sign In
    • Pay Your Mortgage
    • Quick Links
  • Contact
  • More
    • Home
    • Apply
    • Learn More
      • Mortgage Navigator
      • Cash Out Refinance
      • Reduce Your Rate
      • Purchase a Home
      • About Us
      • En Espanol
    • Sign In
      • Pay Your Mortgage
      • Quick Links
    • Contact
Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Mortgage Navigator
    • Cash Out Refinance
    • Reduce Your Rate
    • Purchase a Home
    • About Us
    • En Espanol
  • Sign In
    • Pay Your Mortgage
    • Quick Links
  • Contact

Saving Money For Our Customers Since 1996

 At Oceanside Mortgage Company, we believe that homeownership is one of the most effective ways to build long-term personal wealth—but only if you finance your loan wisely. The right mortgage can set you up for financial success, while the wrong loan structure can create unnecessary costs and stress. That’s why we are committed to providing transparent, responsible lending solutions tailored to your unique financial goals.


Since 1996, Oceanside Mortgage has helped thousands of homeowners secure competitive financing options by offering industry-leading mortgage rates and a best-in-class customer service experience. As a direct Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and Conventional mortgage lender.


A mortgage is more than just a loan—it’s an investment in your future. Our experienced Licensed Mortgage Specialists take the time to understand your needs, whether you’re a first-time homebuyer, refinancing for a better rate, or looking for a specialized loan program.


As a family-owned business with over 25 years of experience, we see our customers and employees as an extension of our family. We take pride in offering honest, ethical lending practices with a focus on education and long-term financial well-being. 


Homeownership should be a stepping stone to financial security, not a financial burden. Let us help you navigate the mortgage process with confidence, ensuring that your home works for you—not the other way around.

Our Mission Statement

Making Homeownership Easier and More Affordable

Oceanside Mortgage Company is dedicated to broadening access to  home-ownership by decreasing the overall cost of borrowing, even for home owners or prospective home buyers facing financial barriers.  We pursue this through inclusive lending programs, flexible credit  requirements, and credit counseling services. 


By offering personalized  loan solutions and ongoing customer support, Oceanside Mortgage ensures  that home-ownership is an attainable and responsible goal for a diverse  range of individuals.


What We Believe In:


  1. Strengthening Communities: Home-ownership is closely tied to community stability and development. When more people can afford to buy homes, it fosters stable neighborhoods and communities. This stability can lead to stronger social bonds, improved educational opportunities, and reduced crime rates, benefiting society as a whole.
  2. Wealth Creation: Home-ownership is one of the primary means by which individuals and families accumulate wealth over time. By helping people attain home-ownership, companies contribute to the long-term financial security of their customers. This, in turn, can reduce dependence on government assistance programs, promoting self-sufficiency.
  3. Reducing Wealth Inequality: High housing costs and barriers to home-ownership can exacerbate wealth inequality. By working to make home-ownership more affordable, companies can contribute to a more equitable society by providing opportunities for people to build and pass on wealth to future generations.
  4. Improving Financial Literacy: Mortgage companies can play a role in educating potential homeowners about the financial responsibilities and risks associated with home-ownership. This helps consumers make informed decisions and avoid predatory lending practices, furthering their financial well-being.
  5. Community Engagement: Companies that focus on making home-ownership attainable often engage with their communities in meaningful ways. This can include financial education programs, community outreach, and partnerships with local organizations, which contribute to the overall social fabric and well-being of the community.
  6. Customer Loyalty and Reputation: Demonstrating a commitment to affordability and responsible lending practices can enhance a company's reputation and build customer loyalty. People are more likely to trust and do business with companies that prioritize social responsibility and ethical conduct.


We believe that focusing on making home-ownership more affordable and easier to attain is not only a sound business strategy but also a crucial aspect of their social responsibility. By doing this Oceanside can contribute to building stronger communities, reducing wealth inequality, and ensure the well-being of their customers and society as a whole.

Start An Application

 Our team of licensed home mortgage professionals are ready to help you get the best deal on your home mortgage. We can offer a full analysis of your mortgage and help build your long term financial plan.  

Apply Now

The Lowest Rates and Best in Class Customer Service for More Than 25 Years.

Reviews from our customers

  • About Us
  • En Espanol
  • Licensing Information
  • Privacy Policy
  • Terms of Use
  • Careers
  • Contact

Oceanside Mortgage Company

Oceanside  Mortgage Company (nmls id# 80015)  is a private corporation. Oceanside  Mortgage Company is not acting on behalf or at the direction of  hud/fha/va/usda or the federal government.  This is not a commitment to  engage in a loan transaction. All loan products and loan amounts may not  be available in your area and are subject to credit and property  approval pursuant to agency and investor guidelines. Information, rates,  and programs are subject to change without notice. Other restrictions  and limitations may apply. By refinancing your existing loan, your total  finance charges may be higher over the life of the loan. Oceanside  Mortgage Company is an equal opportunity housing lender. You can find  additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org 


 Oceanside Mortgage Company is an Equal Housing Lender.