Oceanside Mortgage Company
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  • More
    • Home
    • Apply
    • Learn More
      • Mortgage Navigator
      • Cash Out Refinance
      • Reduce Your Rate
      • Purchase a Home
      • About Us
      • En Espanol
    • Sign In
      • Pay Your Mortgage
      • Quick Links
    • Contact
Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Mortgage Navigator
    • Cash Out Refinance
    • Reduce Your Rate
    • Purchase a Home
    • About Us
    • En Espanol
  • Sign In
    • Pay Your Mortgage
    • Quick Links
  • Contact

FHA Streamline Refinance

A Streamline Refinance lets qualified FHA borrowers reduce the interest rate or shorten the term of their mortgage without an appraisal and without having to pay closing costs. That means you may be able to reduce your monthly payments with no out of pocket costs. 

Start An Online Application

Save Time and Money on Your Home Mortgage

Buy a home with 3.5% down | Streamline Refinance

FHA Home Mortgages make it easier to own a home

 Finding the right financing for your dream home can be easier than you think. If you're looking for a way to buy a house with a smaller down payment and simpler refinancing, consider Federal Housing Administration (FHA) home loans. These loans make it easier for many people to buy a home. Let's break down why FHA loans might be a good fit for you.


Lower Down Payments, More Opportunities


Imagine finding your perfect home but not having enough money for a big down payment. That's where FHA loans can help. You might only need to put down 3.5% of the home's price, which is less than what's typically required. This makes it possible for more people to become homeowners, especially if you're buying your first home or have a modest income.


Easier Refinancing for Current Homeowners


Already own a home? FHA loans have benefits for you too. If you want to refinance your existing FHA loan, it can be simpler and faster. You might be able to lower your monthly payments without jumping through hoops like getting a new credit check or home appraisal. It's a straightforward way to manage your finances better.


Why Choose Us for Your FHA Loan


At Oceanside Mortgage Company, we specialize in FHA loans and want to help you achieve your homeownership goals. The best part? We don't charge extra fees for getting your loan started. Our team knows all about FHA loans and is here to guide you through the process, whether you're buying your first home or refinancing your current one.


Start Your Journey to Homeownership Today


Ready to take the first step toward owning your dream home? With smaller down payments, easier refinancing, and no extra fees, we're here to help you make homeownership a reality. Get in touch with us today, and let's make your homeownership dreams come true. Call now: (800) 955-8965

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Create an application and securely submit your documents from your computer or smart phone. Get answers from a real person in a few minutes.

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The Lowest Rates and Best in Class Customer Service Since 1996

Making home ownership easier and more affordable

FHA Home Loan News

Learn more about FHA home loans including news, tips, and information.

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Oceanside Mortgage Company

Oceanside  Mortgage Company (nmls id# 80015)  is a private corporation. Oceanside  Mortgage Company is not acting on behalf or at the direction of  hud/fha/va/usda or the federal government.  This is not a commitment to  engage in a loan transaction. All loan products and loan amounts may not  be available in your area and are subject to credit and property  approval pursuant to agency and investor guidelines. Information, rates,  and programs are subject to change without notice. Other restrictions  and limitations may apply. By refinancing your existing loan, your total  finance charges may be higher over the life of the loan. Oceanside  Mortgage Company is an equal opportunity housing lender. You can find  additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org 


 Oceanside Mortgage Company is an Equal Housing Lender.