Our Mission

Oceanside Mortgage Company is dedicated to broadening access to  home-ownership by decreasing the overall cost of borrowing, even for home owners or prospective home buyers facing financial barriers.  We pursue this through inclusive lending programs, flexible credit  requirements, and credit counseling services. 

By offering personalized  loan solutions and ongoing customer support, Oceanside Mortgage ensures  that home-ownership is an attainable and responsible goal for a diverse  range of individuals.

What We Believe In:

1. Strengthening Communities: Home-ownership is closely tied to community stability and development. When more people can afford to buy homes, it fosters stable neighborhoods and communities. This stability can lead to stronger social bonds, improved educational opportunities, and reduced crime rates, benefiting society as a whole.
2. Wealth Creation: Home-ownership is one of the primary means by which individuals and families accumulate wealth over time. By helping people attain home-ownership, companies contribute to the long-term financial security of their customers. This, in turn, can reduce dependence on government assistance programs, promoting self-sufficiency.
3. Reducing Wealth Inequality: High housing costs and barriers to home-ownership can exacerbate wealth inequality. By working to make home-ownership more affordable, companies can contribute to a more equitable society by providing opportunities for people to build and pass on wealth to future generations.
4. Improving Financial Literacy: Mortgage companies can play a role in educating potential homeowners about the financial responsibilities and risks associated with home-ownership. This helps consumers make informed decisions and avoid predatory lending practices, furthering their financial well-being.
5. Community Engagement: Companies that focus on making home-ownership attainable often engage with their communities in meaningful ways. This can include financial education programs, community outreach, and partnerships with local organizations, which contribute to the overall social fabric and well-being of the community.
6. Customer Loyalty and Reputation: Demonstrating a commitment to affordability and responsible lending practices can enhance a company's reputation and build customer loyalty. People are more likely to trust and do business with companies that prioritize social responsibility and ethical conduct.

We believe that focusing on making home-ownership more affordable and easier to attain is not only a sound business strategy but also a crucial aspect of their social responsibility. By doing this Oceanside can contribute to building stronger communities, reducing wealth inequality, and ensure the well-being of their customers and society as a whole.