Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Mortgage Navigator
    • Cash Out Refinance
    • Reduce Your Rate
    • Purchase a Home
    • About Us
    • En Espanol
  • Sign In
    • Pay Your Mortgage
    • Quick Links
  • Contact
  • More
    • Home
    • Apply
    • Learn More
      • Mortgage Navigator
      • Cash Out Refinance
      • Reduce Your Rate
      • Purchase a Home
      • About Us
      • En Espanol
    • Sign In
      • Pay Your Mortgage
      • Quick Links
    • Contact
Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Mortgage Navigator
    • Cash Out Refinance
    • Reduce Your Rate
    • Purchase a Home
    • About Us
    • En Espanol
  • Sign In
    • Pay Your Mortgage
    • Quick Links
  • Contact
Special Borrowing Programs for Rural Americans

USDA Home Loan Program

Rural borrowers may be eligible for a program backed by the US Department of Agriculture. 


  • No Down Payment Necessary
  • Closing Cost Assistance
  • Lowe Interest Rates


This program offers unique benefits for borrowers who meet eligibility requirements. Call now to speak with a Licensed Loan Specialist to see if you qualify.

The Lowest Rates and Best in Class Customer Service Since 1996

Affordable home mortgages for rural americans

USDA Home Mortgages | USDA Streamline Assist Refinance

 

Explore Affordable Homeownership with USDA Home Loans

In the quest for your dream home, securing the right financing is key. If you're looking for favorable loan options tailored to rural homeowners, consider United States Department of Agriculture (USDA) home loans. These loans offer unique benefits designed to make homeownership more accessible and affordable in rural areas. Let's dive into the advantages of USDA home loans and why they could be the perfect fit for you.


Zero Down Payment and Low Mortgage Insurance

Picture buying your dream home without needing a down payment. USDA home loans make this a reality for eligible borrowers in rural communities. With zero down payment requirements, these loans remove a significant barrier to homeownership and enable individuals and families to achieve their housing goals with ease. Additionally, USDA loans feature low mortgage insurance rates, resulting in lower monthly payments compared to conventional loans.


Flexible Credit Requirements and Competitive Interest Rates

USDA home loans offer flexible credit requirements, making them accessible to individuals with varying credit profiles. Whether you have excellent credit, limited credit history, or a few blemishes on your credit report, USDA loans provide a viable pathway to homeownership. Furthermore, USDA loans offer competitive interest rates, ensuring that borrowers can secure affordable financing for their homes.


Begin Your Journey to Homeownership Today

Ready to embark on the path to homeownership in rural America? USDA home loans with Oceanside Mortgage Company offer a pathway to affordable and accessible housing for individuals and families in rural communities. With zero down payment options, competitive interest rates, and personalized service, we're here to help you achieve your homeownership goals. Contact us today to explore your USDA home loan options and start your journey to homeownership in rural America.

Making Home-Ownership Easier and More Affordable

  • About Us
  • En Espanol
  • Licensing Information
  • Privacy Policy
  • Terms of Use
  • Careers
  • Contact

Oceanside Mortgage Company

Oceanside  Mortgage Company (nmls id# 80015)  is a private corporation. Oceanside  Mortgage Company is not acting on behalf or at the direction of  hud/fha/va/usda or the federal government.  This is not a commitment to  engage in a loan transaction. All loan products and loan amounts may not  be available in your area and are subject to credit and property  approval pursuant to agency and investor guidelines. Information, rates,  and programs are subject to change without notice. Other restrictions  and limitations may apply. By refinancing your existing loan, your total  finance charges may be higher over the life of the loan. Oceanside  Mortgage Company is an equal opportunity housing lender. You can find  additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org 


 Oceanside Mortgage Company is an Equal Housing Lender.