The Life Ring Program
Get cash at closing, reduce your monthly expenses, and improve your credit. No Processing Fees. No Underwriting Fees. No Added Lender Fees.
Making home-ownership more affordable since 1996
Do you need a mortgage Life Ring?
Access the equity in your home to pay off debt, simplify your payments, or even just to put some money away for a rainy day. You do not need perfect credit to qualify. The Life Ring Program offers custom mortgage packages with no added lender fees common in the industry. This special lending program may entitle you to:
- Get Cash at Closing
- Reduce Monthly Payments
- Consolidate or Simplify Debts
- No Added Lender Fees
- No Processing Fees
- No Underwriting Fees
- Improve Your Credit
Typical Requirements:
- A credit score above 500
- Borrow up to 80% of your home's appraised value
- A Debt-To-Income Ratio (DTI) Of Less Than 50%
- 12-24 months of on-time mortgage payments
Ready To Apply?
Our team of licensed professionals are ready to craft you a fully customized analysis of your mortgage and help build your long term financial plan.
Give us a call at (800) 955-8965
Oceanside Mortgage Company
Oceanside Mortgage Company (nmls id# 80015) is a private corporation. Oceanside Mortgage Company is not acting on behalf or at the direction of hud/fha/va/usda or the federal government. This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates, and programs are subject to change without notice. Other restrictions and limitations may apply. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Oceanside Mortgage Company is an equal opportunity housing lender. You can find additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org
Oceanside Mortgage Company is an Equal Housing Lender.
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