Oceanside Mortgage Company
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    • Lower Your Rate
    • Cash Out Refinance
    • Purchase a Home
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    • Pay Your Mortgage
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    • About Us
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  • More
    • Home
    • Apply
    • Learn More
      • Lower Your Rate
      • Cash Out Refinance
      • Purchase a Home
      • Resources for Realtors
      • VA Home Loans
      • FHA Home Loans
      • Mortgage Navigator
    • Sign In
      • Pay Your Mortgage
      • Apply For A Mortgage
      • Financial Assistance
      • Quick Links
    • About Us
      • Our Mission
      • About Us
      • Contact
Oceanside Mortgage Company
  • Home
  • Apply
  • Learn More
    • Lower Your Rate
    • Cash Out Refinance
    • Purchase a Home
    • Resources for Realtors
    • VA Home Loans
    • FHA Home Loans
    • Mortgage Navigator
  • Sign In
    • Pay Your Mortgage
    • Apply For A Mortgage
    • Financial Assistance
    • Quick Links
  • About Us
    • Our Mission
    • About Us
    • Contact

Manufactured Home Loans

If you have a mobile or manufactured home you know it can be a challenge to find a reliable lender who understands the process. 


  • You have many of the same borrowing options as traditional home buyers.


Oceanside Mortgage Company has more than 25 years of experience and can guarantee that you get the best rate.

Available Mortgage Types

Available Mortgage Types

Available Mortgage Types

Mobile and Manufactured home buyers can qualify for many mortgage and refinance programs including:

  • Conventional Mortgages
  • FHA and VA Backed Loans
  • USDA Loans

FHA Vs Conventional

Available Mortgage Types

Available Mortgage Types

Guaranteed by the U.S. government, an FHA Home Loan will typically offer  the best benefits for borrowers with lower credit scores. Speak with a Licensed Loan Specialist to see if you qualify.

Typical Requirements

Available Mortgage Types

Typical Requirements

  • No Minimum Credit Score
  • Borrow up to 80% of your home's appraised value
  • A Debt-To-Income Ratio (DTI) Of Less Than 50%


Refinancing your Manufactured Home?

Apply Now

Speak with a Licensed Mortgage Specialist

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Oceanside Mortgage Company

Oceanside  Mortgage Company (nmls id# 80015)  is a private corporation. Oceanside  Mortgage Company is not acting on behalf or at the direction of  hud/fha/va/usda or the federal government.  This is not a commitment to  engage in a loan transaction. All loan products and loan amounts may not  be available in your area and are subject to credit and property  approval pursuant to agency and investor guidelines. Information, rates,  and programs are subject to change without notice. Other restrictions  and limitations may apply. By refinancing your existing loan, your total  finance charges may be higher over the life of the loan. Oceanside  Mortgage Company is an equal opportunity housing lender. You can find  additional information on Oceanside Mortgage Company at nmlsconsumeraccess.org 


 Oceanside Mortgage Company is an Equal Housing Lender. 

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